Our Product Solutions

We have an excellent reputation for creating tailor-made risk solutions for our clients. Our solutions not only provide financial peace of mind, but can remove the potential for any financial difficulties arising from severe injury, illness and/or loss of life. We have designed our products to be simple, affordable and relevant to our customers.


Group Risk Benefits

As a business, you want to show your employees that you value and care for them. You play a vital role in their financial wellbeing. That is why our solutions are designed to help you assist during the unfortunate life changing events of your employees.

Product Description
Group Life Assurance
Group Life Assurance
Event - Death
Group Life Assurance (GLA) provides life cover payable as a lump sum on the passing away of an employee before retirement. GLA provides the employees with the peace of mind that their family will be taken care of if they are no longer there to support them.
Permanent & Total Disability
Permanent & Total Disability
Event - Permanent & Total Disability
The Permanent and Total Disability benefit pays a lump sum in the event of a permanent disability of an employee before retirement. The purpose of this benefit is to protect the employees against the loss of earning potential, if he or she becomes disabled and is unable to work. The Permanent and Total Disability benefit must be taken together with the Group Life Assurance benefit.
Permanent Health Insurance
Permanent Health Insurance
Event - Permanent Health Insurance
The Permanent Health Insurance benefit provides an employee with a monthly income, in the event of them becoming disabled and unable to work. The benefit is payable until the employees is able to go back to work or until retirement otherwise.
Temporary & Total Disability
Temporary & Total Disability
Event - Temporary & Total Disability
The Temporary and Total Disability benefit is a monthly benefit that is payable for a fixed period. The benefit usually covers a proportion of their salary for 6, 12 or 24 months including the waiting period. The purpose of this benefit is to protect the employees against the loss of earnings or earning potential, if he or she becomes disabled and is unable to work for a limited period.
Critical Illness
Critical Illness
Event - Critical Illness
The Critical Illness benefit provides cover for the costs associated with living with a defined critical illness (such as Cancer, Heart Attack, Coronary Artery Bypass Graft (CABG), Stroke, Major Organ Transplant or End Stage Renal Failure) by providing a lump sum payment on the first diagnosis of any one of the stated critical illnesses. The Critical Illness benefit must be taken together with the Group Life Assurance benefit.
Group Funeral
Group Funeral
Event - Death
The Funeral benefit pays out a lump sum in the event the employee, their spouse, children, parents, parents-in-law or extended family (if these options have been selected) pass away before the retirement of the employee.

The following benefits can be optionally selected under the Funeral benefit:

Family Support
Family Support
Family Support Benefit
The Family Support benefit provides an additional lump sum on the passing away of an employee. This helps the family deal with urgent costs associated with funeral expenses as well as assisting with the living expenses following the loss of their breadwinner.
Tombstone
Tombstone
Tombstone Benefit
The Tombstone benefit pays an additional lump sum should the employee pass away, to aid in providing a tombstone and for the cost of the tombstone unveiling ceremony.
Credit Life
Credit Life Insurance
Event - Credit Life Insurance
Credit Life Insurance is designed to pay off the balance of a loan in the event that the policyholder or joint loan holder passes away, becomes disabled, retrenched or suffers a dread disease. These benefits are offered through banks, micro finance institutions and other finance institutions.

Individual Products

We offer a range of individual tailored solutions and benefits to meet life changing events. Our solutions offer cover for unforeseen events such as death, critical illness and disability. You will have peace of mind knowing that you have the best insurance for unplanned events.

Product Description
Platinum Life
Platinum Life Plan
Event - Death
Comprehensive cover providing a high lump sum benefit with limited underwriting on the passing of the policyholder. There are additional benefits that can be chosen that cover the policyholder from an unfortunate event of being unable to earn an income or additional expenses due to a critical Illness, physical impairment and permanent disability.
Simple Life
Simple Life Plan
Event - Death
Comprehensive cover providing a lump sum benefit on the passing of the policyholder with no health questions asked or medical tests. There are additional benefits that can be chosen that also cover the policyholder from the unfortunate events of being unable to earn an income or additional expenses due to a critical illness, physical impairment, permanent disability and accidental death.
Critical Illness Plan
Critical Illness Plan
Event - Defined critical illness such as Cancer, Heart Attack, Coronary Artery Bypass Graft (CABG), Stroke, Major Organ Transplant, End Stage Renal Failure
Provides a lump sum on first diagnosis of a noted critical illness, to help ease the financial burden that the policyholder could suffer due to suffering from a critical illness.
Personal Accident
Personal Accident Plan
Event - Accidental Death or Disability
Provides a lump sum payment on the accidental death or accidental disability of the policyholder.
Funeral Cover
Funeral Plan
Event - Death
Provides a lump sum benefit that covers the cost associated with a funeral. The policyholder or a family (consisting of a policyholder, spouse and up to six children) can be covered along with a choice to also cover parents and parents-in-law.
Hospital Cash Back Plan
Hospital Cash Back Plan
Event - Hopitalisation
Provides a lump sum benefit to assist with the living expenses while you are in hospital.
Education Protector Plan
Event - Death
Provides a lump sum on the occurrence of a listed risk event to help provide for your child’s education when you can no longer do so.


Health Cover

Health Cover
We provide comprehensive health cover at affordable rates. We take care of your healthcare needs through our range of health cover options, wellbeing and managed care programmes.

For more information contact us on  sales@libertyhealthblue.com


 

Contact Us

Maerua Mall Office Park
5th Floor, Office 5001
Jan Jonker Road
Windhoek
t  +264 61 294 2343
f  +264 61 294 2441

Fraud Hotline   0800 001124